Credito Emiliano S.p.A., together with its subsidiaries, engages in commercial banking and wealth management activities in Italy. It offers financial products and services to retail and corporate customers; current accounts; private banking and financial consultancy services; brokerage of mortgages, placement of salary-backed loan products, and personal and special-purpose loans. The company also provides finance leasing comprising of vehicle, asset, real estate, and shipping leases; factoring services, including managing of trade receivables, monitoring of risks, guarantees, and advance payment of credit; and manages loans to public authorities and development agreements. In addition, it offers telematic services; manages funds and SICAV sub-funds; portfolio management, order receipt, and transmission services; investments and capital advisory; develops products and services for the public and Credem networks; and investment management services, as well as engages in custody and administration activities. Furthers, it is involved in the provision of life and pension, and non-life insurance; cheese warehousing; fiduciary services; and software house activities. The company was founded in 1910 and is headquartered in Reggio Emilia, Italy. Credito Emiliano S.p.A. operates as a subsidiary of Credito Emiliano Holding S.p.A.