Masraf Al Rayan (Q.P.S.C.) engages in Islamic banking, financing, and investing activities. It operates through five segments: Corporate Banking, Retail Banking, Treasury and Financial Institutions, Asset Management, and International Operations segments. The company offers current, savings, investment, and term deposit, and kids accounts, as well as other investment products; personal, car, and home finance products; and credit cards and prepaid cards. It also provides corporate finance and advisory services, such as capital restructuring, capital raising, corporate valuation, transformation of business products, mergers and acquisitions, specialized investment, structured finance, and project finance; financing products comprising Murabaha, Ijarah, Istisna'a, Ijarah Muntahia Bittamleek, and Mudaraba; cash management services, consisting of payable and receivable solutions, and account management; and trade finance product that includes letters of guarantee. In addition, the company offers private banking products and services, such as investment planning and asset management, wealth protection, credit planning and management, and business planning. Further, it provides currency exchange, profit rate swaps, financing syndication, and other services; and investment banking, Sukuk and debt issuance, over-the-counter risk management instrument, financing and investing, and real estate consulting services. The company serves corporate, commercial, and multinational customers, as well as retail and individual customers. Masraf Al Rayan (Q.P.S.C.) was incorporated in 2006 and is based in Doha, Qatar.